Fha Secure Mortgage I Have Paid Rent For 6+ Yrs At Level Of Mortgage For Home More Expensive Than What I Qualify For With FHA!?

I have paid rent for 6+ yrs at level of mortgage for home more expensive than what I qualify for with FHA!? - fha secure mortgage

How can the lender to take this into account? Question posted SO opting for lease / rent property and was ordered to go below the original price. My income is partly offset by the insurance Soc.Sec. Who should I go to the first, the owner or the broker, the lender? Helps you find the perfect home.